/* YMS Formation — feuille de style (charte YMS 27/09/2026 : marine #112847 + dégradé bleu Fonyx, voir Logos/CHARTE-YMS.md) */
:root{
  --bg:#f3f8fc; --bg2:#ffffff; --ink:#14223a; --ink2:#52627a; --line:#dbe6f0;
  --navy:#112847; --navy2:#0b1c33;
  --accent:#0c71b5; --accent2:#005da7; --accent-soft:#e3f1f9; --accent-glow:rgba(12,113,181,.14);
  --cyan:#31a7c5; --grad:linear-gradient(135deg,#005da7 0%,#0c71b5 45%,#31a7c5 100%);
  --sun:#f6c445; --ok:#1f8a5b;
  --radius:20px; --radius-s:12px;
  --shadow:0 1px 2px rgba(17,40,71,.04),0 12px 32px -12px rgba(17,40,71,.12);
  --shadow-hover:0 2px 4px rgba(17,40,71,.06),0 20px 40px -14px rgba(12,113,181,.28);
  --font:"Hanken Grotesk",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --font-h:"Montserrat","Hanken Grotesk",system-ui,sans-serif;
  --ease:cubic-bezier(.2,.7,.2,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
::selection{background:var(--accent);color:#fff}
a{color:var(--accent2);text-underline-offset:3px;text-decoration-thickness:1.5px;transition:color .15s}
a:hover{color:var(--accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}
h1,h2,h3,h4{font-family:var(--font-h);font-weight:800;line-height:1.12;margin:0 0 .5em;color:var(--navy);letter-spacing:-.01em;text-wrap:balance}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem);letter-spacing:-.02em}
h2{font-size:clamp(1.65rem,3vw,2.4rem)}
h3{font-size:1.22rem}
p{margin:0 0 1em}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.kicker{display:inline-flex;align-items:center;gap:.5rem;font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--accent);margin-bottom:.9rem}
.kicker::before{content:"";width:22px;height:2px;background:var(--accent);border-radius:2px}
.muted{color:var(--ink2)}
.small{font-size:.9rem}
section{padding:80px 0}
section.alt{background:var(--bg2)}
section.dark{background:var(--navy);color:#dbe6f2;background-image:radial-gradient(60% 80% at 100% 0%,rgba(49,167,197,.32),transparent 60%),radial-gradient(50% 70% at 0% 100%,rgba(0,93,167,.45),transparent 60%)}
section.dark h2,section.dark h3{color:#fff}
.center{text-align:center}
.lead{font-size:1.15rem;color:var(--ink2);max-width:720px;text-wrap:pretty}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:.6rem 1rem;border-radius:8px;z-index:100}
.skip:focus{left:12px}

/* Boutons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.9rem 1.55rem;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:var(--font);line-height:1.1;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .15s,color .15s;will-change:transform}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn-primary{background:var(--grad);color:#fff;box-shadow:0 8px 20px -8px var(--accent)}
.btn-primary:hover{background:var(--accent2);color:#fff;box-shadow:0 14px 26px -10px var(--accent)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy2);color:#fff}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.dark .btn-outline,.cta .btn-outline{color:#fff;border-color:rgba(255,255,255,.7)}
.dark .btn-outline:hover,.cta .btn-outline:hover{background:#fff;color:var(--navy)}
.btn-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem;align-items:center}
.btn-row .hint{font-size:.9rem;color:var(--ink2)}

/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(243,248,252,.88);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
header.site.scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px -18px rgba(17,40,71,.35)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:1rem}
.logo{font-family:var(--font-h);font-weight:700;font-size:1.5rem;color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:.55rem;letter-spacing:-.01em}
.logo i{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--accent),#14a5b5);display:inline-grid;place-items:center;color:#fff;font-style:normal;font-size:.95rem;font-weight:700;box-shadow:0 6px 14px -6px var(--accent)}
.logo span{color:var(--accent)}
.logo img{height:52px;width:auto}
.logo-foot img{height:64px;width:auto;margin-bottom:.6rem}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:1.35rem;align-items:center}
nav.main a{text-decoration:none;font-weight:600;color:var(--ink);font-size:.95rem;position:relative;padding:.3rem 0;white-space:nowrap}
@media (max-width:1180px){nav.main .tel{display:none}}
nav.main a:not(.btn)::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--accent);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}
nav.main a:not(.btn):hover::after,nav.main a[aria-current=page]::after{transform:scaleX(1)}
nav.main a:hover{color:var(--accent2)}
nav.main a[aria-current=page]{color:var(--accent2)}
nav.main .btn{padding:.62rem 1.2rem;color:#fff}
nav.main .tel{color:var(--ink2);font-weight:600;font-size:.92rem}
.burger{display:none;background:none;border:0;font-size:1.8rem;cursor:pointer;color:var(--navy);line-height:1}
@media (max-width:960px){
  .burger{display:block}
  nav.main{display:none;position:absolute;left:0;right:0;top:74px;background:var(--bg2);border-bottom:1px solid var(--line);padding:1rem 20px 1.4rem;box-shadow:0 20px 40px -20px rgba(17,40,71,.3)}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;align-items:flex-start;gap:1rem}
  nav.main a{font-size:1.05rem}
}

/* Hero */
.hero{padding:88px 0 60px;position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}
.hero::before{content:"";position:absolute;right:-10%;top:-30%;width:620px;height:620px;border-radius:50%;background:radial-gradient(closest-side,var(--accent-glow),transparent 70%);pointer-events:none}
.hero::after{content:"";position:absolute;left:-8%;bottom:-40%;width:480px;height:480px;border-radius:50%;background:radial-gradient(closest-side,rgba(49,167,197,.16),transparent 70%);pointer-events:none}
.hero .wrap{position:relative}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1 em{font-style:normal;color:var(--accent);position:relative;white-space:nowrap}
.hero h1 em::after{content:"";position:absolute;left:0;right:0;bottom:.06em;height:.28em;background:rgba(246,196,69,.55);z-index:-1;border-radius:4px;transform:skewX(-8deg)}
.hero-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:30px;box-shadow:0 30px 60px -30px rgba(17,40,71,.6);position:relative;background-image:linear-gradient(160deg,rgba(0,93,167,.55) 0%,rgba(12,113,181,.25) 45%,rgba(49,167,197,.35) 100%)}
.hero-card h3{color:#fff;margin-top:0;font-size:1.05rem;letter-spacing:.02em}
.hero-card ul{list-style:none;padding:0;margin:0}
.hero-card li{padding:.6rem 0;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;gap:1rem;font-size:.97rem;color:#d3e2f0}
.hero-card li:first-child{border-top:0}
.hero-card b{color:var(--sun);text-align:right;font-weight:700}
.hero-card .foot{margin:1.1rem 0 0;font-size:.85rem;color:#a9c0d6}
@media (max-width:900px){.hero{padding:56px 0 44px}.hero .grid{grid-template-columns:1fr;gap:32px}}

/* Bandeau de confiance (remplace le défilement) */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg2)}
.trust .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:.6rem 2.4rem;padding-top:.95rem;padding-bottom:.95rem;font-weight:600;color:var(--ink2);font-size:.93rem}
.trust span{display:inline-flex;align-items:center;gap:.5rem}
.trust span::before{content:"✓";width:20px;height:20px;border-radius:50%;background:var(--accent-soft);color:var(--accent2);display:inline-grid;place-items:center;font-size:.75rem;font-weight:800}

/* Cartes */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;margin-top:2.2rem}
.card{background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;box-shadow:var(--shadow);transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-hover);border-color:#bcd8ee}
.card .tag{font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--accent);margin-bottom:.7rem}
.card ul{padding-left:1.1rem;margin:.6rem 0 1.3rem;color:var(--ink2)}
.card li{margin:.25rem 0}
.card .btn{margin-top:auto;align-self:flex-start}
.card.featured{border-color:var(--accent);position:relative;background:linear-gradient(180deg,#fff,var(--accent-soft) 160%)}
.card.featured::after{content:"Le plus demandé";position:absolute;top:-13px;right:20px;background:var(--grad);color:#fff;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.35rem .85rem;border-radius:999px;box-shadow:0 6px 14px -6px var(--accent)}
.num{font-family:var(--font-h);font-size:1.9rem;color:var(--accent);font-weight:700;line-height:1;margin-bottom:.4rem}
.num::after{content:"";display:block;width:28px;height:3px;background:var(--sun);border-radius:3px;margin-top:.5rem}

/* Chiffres */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:20px;margin-top:2rem}
.stat{text-align:center;padding:26px 20px;border-radius:var(--radius);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08)}
.stat b{display:block;font-family:var(--font-h);font-size:2.3rem;color:var(--sun);line-height:1.1;margin-bottom:.3rem}
.light .stat{background:var(--bg2);border:1px solid var(--line)}
.light .stat b{color:var(--accent)}

/* Étapes */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px;margin-top:2rem;counter-reset:step}
.step{position:relative;padding:26px 24px 24px 74px;background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:step;content:counter(step);position:absolute;left:22px;top:24px;width:36px;height:36px;border-radius:50%;background:var(--grad);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:var(--font-h);box-shadow:0 6px 14px -6px var(--accent)}
.step h3{margin-bottom:.3rem}

/* Tableau infos */
.infos{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin-top:1.6rem}
.info{background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius-s);padding:18px 20px;border-left:4px solid var(--accent);transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
.info:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.info small{display:block;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--accent2);font-weight:700;margin-bottom:.25rem}
.info b{font-size:1.02rem;color:var(--navy);font-weight:600;line-height:1.45}

/* Citation / qui est derrière */
.quote{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:start;background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);margin-top:2rem}
.avatar{width:84px;height:84px;border-radius:50%;background:var(--grad);color:#fff;font-family:var(--font-h);font-size:1.8rem;font-weight:700;display:grid;place-items:center;box-shadow:0 12px 24px -10px var(--accent);flex:none}
.quote blockquote{margin:0;font-size:1.12rem;color:var(--ink);line-height:1.6}
.quote blockquote::before{content:"“";font-family:var(--font-h);font-size:3rem;color:var(--accent);line-height:0;vertical-align:-.5em;margin-right:.2rem}
.quote figcaption{margin-top:1rem;font-size:.92rem;color:var(--ink2)}
.quote figcaption b{color:var(--navy)}
@media (max-width:640px){.quote{grid-template-columns:1fr;padding:24px}}

/* Puces / chips */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin:1rem 0}
.chip{background:var(--accent-soft);color:var(--accent2);padding:.4rem .9rem;border-radius:999px;font-weight:600;font-size:.92rem}
.checks{list-style:none;padding:0;margin:1rem 0}
.checks li{padding:.35rem 0 .35rem 1.9rem;position:relative}
.checks li::before{content:"✓";position:absolute;left:0;top:.45rem;width:20px;height:20px;border-radius:50%;background:var(--accent-soft);color:var(--accent2);display:grid;place-items:center;font-size:.75rem;font-weight:800}
.two{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
@media (max-width:800px){.two{grid-template-columns:1fr}}

/* Simulateur */
.sim{background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);margin-top:2rem}
.sim .row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.sim label{display:block;font-weight:700;margin-bottom:.4rem;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink2)}
.seg{display:flex;flex-wrap:wrap;gap:6px}
.seg button{flex:1;padding:.7rem .6rem;border:1.5px solid var(--line);background:var(--bg);border-radius:10px;font-weight:600;cursor:pointer;font-family:var(--font);font-size:.95rem;color:var(--ink);transition:.15s}
.seg button:hover{border-color:var(--accent)}
.seg button.on{background:var(--accent);color:#fff;border-color:var(--accent)}
.sim .out{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}
.big{background:var(--accent-soft);border-radius:var(--radius-s);padding:20px}
.big b{display:block;font-family:var(--font-h);font-size:2.2rem;color:var(--accent2);line-height:1.1}
.big.navy{background:var(--navy);color:#fff}.big.navy b{color:var(--sun)}
.sim .details{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin-top:16px}
.sim .details div{background:var(--bg);border-radius:10px;padding:12px 14px;font-size:.92rem}
.sim .details b{display:block;font-size:1.05rem;color:var(--navy)}
@media (max-width:640px){.sim .out{grid-template-columns:1fr}.sim{padding:20px}}
table.grid{width:100%;border-collapse:collapse;margin-top:1.5rem;background:var(--bg2);border-radius:12px;overflow:hidden;font-size:.95rem}
table.grid th,table.grid td{padding:.75rem .9rem;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
table.grid th{background:var(--navy);color:#fff;font-weight:600}
table.grid td small{color:var(--ink2);display:block}
.table-wrap{overflow-x:auto}

/* FAQ */
details{background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius-s);padding:0 20px;margin-bottom:10px;transition:border-color .2s}
details[open]{border-color:#bcd8ee}
summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.5rem;color:var(--accent);line-height:1;transition:transform .25s var(--ease)}
details[open] summary::after{transform:rotate(45deg)}
details p{padding-bottom:16px;color:var(--ink2)}
.faq{max-width:820px}

/* Formulaire */
form.contact{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:var(--bg2);border:1px solid var(--line);border-radius:var(--radius);padding:28px;margin-top:2rem}
form.contact .full{grid-column:1/-1}
form.contact label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.3rem}
form.contact input,form.contact select,form.contact textarea{width:100%;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font);font-size:1rem;background:var(--bg);transition:border-color .15s,box-shadow .15s}
form.contact input:focus,form.contact select:focus,form.contact textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 4px var(--accent-glow)}
form.contact textarea{min-height:120px}
@media (max-width:640px){form.contact{grid-template-columns:1fr}}

/* CTA final */
.cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:56px 40px;text-align:center;position:relative;overflow:hidden;background-image:radial-gradient(60% 100% at 0% 100%,rgba(0,93,167,.55),transparent 60%),radial-gradient(40% 80% at 100% 0%,rgba(49,167,197,.35),transparent 60%)}
.cta h2{color:#fff}
.cta p{color:#c9d9ea;max-width:620px;margin:0 auto 1rem}
.cta .btn-row{justify-content:center}
@media (max-width:640px){.cta{padding:40px 22px}}

/* Footer */
footer.site{background:var(--navy2);color:#b5c6da;padding:60px 0 28px;font-size:.93rem}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
footer.site h4{color:#fff;font-family:var(--font);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.8rem}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:.4rem 0}
footer.site a{color:#e6eef7;text-decoration:none}
footer.site a:hover{color:var(--sun)}
footer.site .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px;font-size:.82rem;color:#8ea2ba;line-height:1.6}
@media (max-width:800px){footer.site .cols{grid-template-columns:1fr 1fr}}
@media (max-width:500px){footer.site .cols{grid-template-columns:1fr}}

/* Barre d'action mobile */
.mobile-cta{display:none}
@media (max-width:700px){
  .mobile-cta{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border:1px solid var(--line);border-radius:999px;padding:8px;box-shadow:0 20px 40px -16px rgba(17,40,71,.4)}
  .mobile-cta .btn{padding:.75rem .8rem;font-size:.95rem}
  body{padding-bottom:84px}
}

/* Apparition au défilement */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none;transition:none}
  .btn,.card,.info{transition:none}
}

/* Pages légales */
.legal-page{max-width:820px}
.legal-page h2{font-size:1.4rem;margin-top:2rem}
.notice{background:var(--accent-soft);border-left:4px solid var(--accent);padding:14px 18px;border-radius:8px;margin:1.5rem 0}

/* Prime mise en avant (27/09/2026) */
.prime{background:var(--grad);color:#fff;border-radius:var(--radius);padding:34px 36px;display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center;box-shadow:0 30px 60px -30px rgba(0,93,167,.55);margin-top:2rem}
.prime .montant{font-family:var(--font-h);font-weight:800;font-size:clamp(2.6rem,6vw,4rem);line-height:1;color:var(--sun);white-space:nowrap}
.prime .montant small{display:block;font-size:.95rem;color:#e3f1f9;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-top:.5rem}
.prime h2,.prime h3{color:#fff;margin-bottom:.4rem}
.prime p{color:#e3f1f9;margin:0 0 .5rem}
.prime ul{margin:.4rem 0 0;padding-left:1.1rem;color:#fff}
.prime .src{font-size:.8rem;color:#cfe4f3;margin-top:.7rem}
@media (max-width:700px){.prime{grid-template-columns:1fr;padding:26px 22px;gap:14px}}
.badge-sun{display:inline-block;background:var(--sun);color:var(--navy);font-weight:800;border-radius:999px;padding:.35rem .9rem;font-size:.85rem;margin-bottom:1rem}